Our Mission
A Trust Built on Partnership.
Since our founding, FMIT has been owned and governed by the Florida municipalities it serves. Because we exist solely for local government, every program, resource and coverage decision is made with one goal — helping our members build safer, more resilient communities.
400+
Member Municipalities
40+
Years Serving Florida
100%
Member-Owned
24/7
Claims Support
Our Values
What Guides Our Work
Member-First
Every decision starts with what's best for the municipalities we serve.
Proactive Risk Management
Preventing losses matters as much as covering them.
Florida-Focused
Deep expertise in the risks unique to Florida local government.
Interested in Becoming a Member?
Learn how your municipality can join the FMIT community.